Car insurance can be a combination of several separate insurance policies.
Liability insurance
Liability insurance is a type of insurance that all car owners must take out, i.e. it is not optional. The insurance covers every type of damage or injury the car can inflict on other people or objects.
Reduced own damages insurance
Reduced own damages insurance covers fire, theft, vandalism in connection with a theft, damage to windows. It also covers what liability insurance covers. This type of insurance is usually taken out for used cars that are more than ten years old.
Comprehensive motor insurance
Comprehensive motor insurance is insurance that, in addition to reduced own damages insurance, covers damage to your own car in connection with a collision, driving off the road etc. Note that there can be limitations on the insurance cover for additional equipment (for example a ski box, an expensive stereo etc.).
Legal expenses insurance
Legal expenses insurance is included in all car insurance. The upper limit for coverage is approx. NOK 80,000.
Further information about insurance terms and car insurance prices is available at www.finansportalen.no.
