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The Norwegian State Educational Loan Fund

The Norwegian State Educational Loan Fund (Lånekassen) is a government agency that provides financial support to students. The support is given as grants and loans. A grant is money that is given to you, while a loan must be repaid.

Who is eligible for support?

Foreign nationals may be eligible for support from the Norwegian State Educational Loan Fund if they have been granted asylum or a residence permit on humanitarian grounds, if they are married to a Norwegian citizen or have come to Norway through family reunification. You may also be eligible for support if you have had continuous full-time employment for at least 24 months prior to becoming a student and you have paid Norwegian taxes during this period, or if you have completed three years of education in Norway without any support from the Norwegian State Educational Loan Fund.

Citizens from EEA/EFTA countries are eligible for support if they are employees in Norway, and if there is a professional connection between their work in Norway and the education they are applying for support for. Family members of EEA or EFTA employees may also be eligible for support from the Norwegian State Educational Loan Fund. 

To apply, you must have:

  • A residence permit (does not apply to Nordic citizens)
  • A Norwegian personal identity number
  • An offer of a place at a university/university college
  • An account in a Norwegian bank

What kind of support can I apply for?

The support from the Norwegian State Educational Loan Fund consists of a grant and a loan that will cover the costs of studying in Norway. A grant is money that is given to you; a loan must be repaid. The support you receive (grant and loan) depends on what kind of education programme you are taking and where. The support may also depend on your or your parents’ income and wealth. You are only allowed to earn a certain amount when you receive a grant from the Norwegian State Educational Loan Fund. If your income level or wealth is too high or if you receive National Insurance benefits, your grant may be converted to a loan. If you have children with residence permits with whom you live in Norway, you can get a grant to support them. Use the support calculator at www.lanekassen.no to calculate how big a loan you are entitled to. 

How do I apply?

Submit your application online using MinID (MyID) at www.norge.no/minid.

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